Healthcare Services Group (HSG) Family of Companies believes in giving back to its members and policyholders. The Companies employ highly efficient operating practices, keeping the expense ratio well below the national average, providing additional revenue to the bottom line, and allowing us to sustain increasing dividends and profit-sharing to policyholders.
2025 Dividend and Profit Sharing Announcement
In 2025, the MHP board of directors declared a $12 million dividend payable to members renewing in 2025. MHP has a long history of providing substantial annual dividends to MHP members. Overall, MHP has declared over $250 million in dividends to its members over the past 21 years.
In addition, the MLA board of directors declared a 12% Quality Caregivers profit sharing payout for eligible insureds upon renewal. MLA is a wholly owned subsidiary of MHP. This is the 17th consecutive year that MLA has provided profit sharing to qualifying insureds. Over this time, the MLA board has declared nearly $26 million in profit sharing payouts.
MHP DIVIDEND FACTS
Fact 1: Eligibility: Members are eligible to receive dividends after one year upon renewal
Fact 2: 2025 Return: $12M was returned to members
Fact 3: 2025 dividend payout marks over $250 million in dividends to its members over the past 21 years
QUALITY CAREGIVERS PROFIT-SHARING PLAN FACTS
Fact 1: Eligibility: Policyholders are eligible for profit sharing after one year*
Fact 2: 2025 Return: 12% of premium was returned to policyholders
Fact 3: 2025 profit-sharing payout marks over $26 million returned to policyholders since 2009
*Payable upon renewal, subject to defined loss experience standards.