Dividends and Profit Sharing

Healthcare Services Group (HSG) Family of Companies believes in giving back to its members and policyholders. The Companies employ highly efficient operating practices, keeping the expense ratio well below the national average, providing additional revenue to the bottom line, and allowing us to sustain increasing dividends and profit sharing to policyholders.

2021 Dividend and Profit Sharing Announcement

In 2021, the Missouri Hospital Plan (MHP) board of directors declared a $14.2 million dividend, to be distributed early to provide some economic relief to hospitals as they struggle with the financial burden associated with the COVID-19 pandemic.
In addition, the Medical Liability Alliance (MLA) board of directors declared a 11% Quality Caregivers profit sharing payout for eligible insureds upon renewal. MLA is a wholly-owned subsidiary of MHP. This 2021 profit sharing payout marks $14 million returned to policyholders since 2010.

MISSOURI HOSPITAL PLAN (MHP)

MHP DIVIDEND FACTS
Fact 1: Eligibility: Members are eligible to receive dividends after one year upon renewal
Fact 2: 2021 Return: $14.2M was returned to members
Fact 3: Dividend Sharing Ratio: MHP’s 40% dividend ratio is more than 20 times that of industry peers

MEDICAL LIABILITY ALLIANCE (MLA)

QUALITY CAREGIVERS PROFIT SHARING PLAN FACTS
Fact 1: Eligibility: Policyholders are eligible for profit sharing after one year*
Fact 2: 2021 Return: 11% of premium was returned to policyholders
Fact 3: Profit Sharing Ratio: MLA’s 11% profit sharing ratio is more than three times that of industry peers
Fact 4: 2021 profit sharing payout marks $14 million returned to policyholders since 2010.
*Payable upon renewal, subject to defined loss experience standards.