Dividends and Profit Sharing

Healthcare Services Group (HSG) Family of Companies believes in giving back to its members and policyholders. The Companies employ highly efficient operating practices, keeping the expense ratio well below the national average, providing additional revenue to the bottom line, and allowing us to sustain increasing dividends and profit sharing to policyholders. 2016 Dividend and Profit Sharing Press Release

In 2016, HSG announced a record-setting $14.9 million in dividends and profit sharing by its companies, Missouri Hospital Plan and Medical Liability Alliance, the largest writers of medical professional liability insurance in Missouri. This is not only the largest combined return in company history, but also the biggest year-over-year increase since 2008.

MISSOURI HOSPITAL PLAN (MHP)

MHP DIVIDEND FACTS
Fact 1: Eligibility: Members are eligible to receive dividends after one year upon renewal
Fact 2: 2016 Return: $13.1M was returned
Fact 3: Dividend Sharing Ratio: MHP’s 60% dividend ratio is more than 20 times that of industry peers
Fact 4: Over the past five years, payouts have increased by 23%
Fact 5: Rate History: Insurance policy rates have been maintained or decreased every year since 2004

MEDICAL LIABILITY ALLIANCE (MLA)

QUALITY CAREGIVERS PROFIT SHARING PLAN FACTS
Fact 1: Eligibility: Policyholders are eligible for profit sharing after one year*
Fact 2: 2016 Return: 18.5% of premium was returned in 2016
Fact 3: Profit Sharing Ratio: MLA’s 11% profit sharing ratio is more than three times that of industry peers
Fact 4: Over the past five years, payouts have increased by 23%
Fact 5: Rate History: Insurance policy rates have decreased by 35%, cumulatively, since 2007
*Payable upon renewable, subject to defined loss experience standards.